Are you planning to bring your parents over to the US? Then, it is advised that you obtain a suitable travel and visitor insurance to cover them during their stay. Subsequently, if any medical or travel emergencies arise, they would not need to run helter-skelter. Once you have a proper heath insurance put in place for your parents visiting the US, their stay would become worry-free. And, you can go to bed in peace knowing that everything is under control.
Here are important things you need to know about health insurance for parents visiting the US.
Consider a Comprehensive Health Insurance Policy
When you set out to acquire insurance for parents visiting the US, a comprehensive policy is highly recommended. However, you should also consider your budget whether, you can buy a comprehensive policy or not. Obviously, the term comprehensive suggests that this type of health insurance policy will offer more coverage and provide additional benefits in comparison with the limited coverage policy.
Choose Different Insurance Plans over the Single Application
Consider buying separate health insurance for parents visiting the US instead of including the two in a single policy. This choice does not come with any special benefit, but will help you gain better control in the event of any of the parents leaving earlier. Besides, if you need to cancel one policy, it is easier with separate applications.
What If the Parents Planned Staying at Home During their Stay?
If your parents visiting the US would stay at home often, you would need to acquire a more suitable health insurance to cover the situation. You may consider health and accidental risk policy in this case.
Finally, you may be wondering if you can pick the insurance policy on behalf of your parents. Sure, you can pick the health insurance application and fill out the details on behalf of your parents. The payment would be deducted from your credit card.